Many professional service firms seem to think that health and safety rules are requirements for contractors and others performing construction work. Firms often are surprised or confused when a potential client requires that they submit their health and safety plans as a contractual requirement.
Business Coverage / Professional Liability Articles
Every year, the Internal Revenue Service announces the contribution limits for retirement plans, including 401(k) plans. As you review your finances, it is important to consider your retirement plan contributions, too.
There are numerous insurance safeguards for public protection. For example, if you drive a car, more than likely you’re required to get automobile insurance. If you mortgage your home, the lender may require you to have homeowner’s insurance. If you rent an apartment, you may be obligated to get renters insurance. However, there is no […]
When you’re a subscriber, the experts at LegaLine—AIA Trust’s unique legal information service available only to AIA Members and their firms—help you prevent costly and destructive problems for little more than a dollar a day. LegaLine provides information via telephone to help negotiate and interpret contracts, manage risks and prevent lawsuits, improve client communication, resolve […]
Liberty Mutual offers a Claims App that makes starting an auto or home claim easy. The goal of the new Mobile Claims App is simplicity and convenience. While accidents can be overwhelming, the claims process can now be made easier. The new app is available to all Liberty Mutual Insurance customers to provide quality auto […]
Brand new member resource now available! The AIA Trust has designed a professional liability insurance database on its website, now launched in a beta testing phase. Visit the database and explore the information on major insurers, as well as articles with insights about selecting insurance and brokers, tips on completing application forms and a glossary of […]
The latest Green Building Market Barometer by Turner Construction Company, which surveyed more than 700 executives, found that companies remain committed to constructing environmentally sustainable buildings. Almost all the executives participating in the 2012 survey said their companies would incorporate at least some green features in their next construction project, citing the potential to reduce […]
The National Safety Council now estimates that cell phone use increases auto accident risk by a factor of four. Many, if not most, company policies on the use of cell phones for enacting company business while driving ban the use of hand-held devices but make an exception for hands-free cell phone usage. This often is […]
The proliferation of social media has transformed the way people communicate with each other. Platforms like Facebook, LinkedIn, Twitter and Google+ allow people to post whatever strikes their fancy, sharing information with their network and by extension the whole world instantaneously. Design firms are increasingly using social media platforms as part of their business practices: […]
When your application form is received by your insurance company, underwriters and actuaries look at a number of factors to assess your firm’s potential risk, including your firm’s size, billings, location, clients, services provided, and project types. A study was conducted in 2011 to determine other important factors to which underwriters can look when assessing […]