Most employers provide some employee benefits for their employees. The question is which benefits do they provide and is it sufficient coverage for you and your family? Will your employee benefits cover the financial disruption a disability or illness could cause? It is important to know the answers as you prepare to review and update […]
Employee Benefits Articles
A new year is an excellent time to consider how you’re doing financially and set goals for the year ahead. Pursuing your goals may be easier when you focus on one specific priority each month. This calendar of ideas will stimulate your thinking about dollars-and-cents objectives.
First of all, what is a PEO? A Professional Employer Organization (PEO) is a company that manages all of the moving parts of your firm associated with employee management. These include: payroll, benefits administration, human resources, workers’ compensation, regulatory compliance, and 401k administration. Sometimes known as HR-outsourcing, a PEO essentially manages 100% of your employee […]
There are many threats to our future, and many are beyond our control, but we hedge against them. We rely on our military to protect us from national security threats. We rely on the FDA to protect us from foodborne pathogens and the CDC to protect us from communicable diseases. We each pay for all […]
Is Your Firm Covered? A design professional encounters many risks that can result in financial losses to numerous people. Insurance transfers those risks to an insurance company in return for a premium payment. There are a number of important types of architecture firm insurance that an owner should understand to determine if coverage is warranted.
First off, do you even need life insurance? If anyone currently relies on you financially, you should have life insurance.
While disability income insurance is one of the most overlooked types of insurance, it is one of the most important. It can help provide a safety net for unexpected pitfalls in life, such as injury or illness that prevent you from performing your duties and obtaining your normal cash flow. Some frequently asked questions (FAQs) […]
As an architect and possibly a firm owner, you work long, hard hours to maximize revenue and manage costs. You wouldn’t think of overpaying thousands of dollars for labor or building supplies, or letting cash go unaccounted for, but unfortunately when it comes to retirement plans, many firm owners leave a lot of money “on […]
Days are busy and the last thing on one’s mind is life insurance. Life insurance is protection against the unexpected to give you peace of mind that your family is taken care of if you’re no longer there. It is important because it protects what matters most to you. However, there are some common myths about […]
If you have disability insurance at work, you may think there isn’t any reason to buy a policy on your own; however, employer disability coverage may not be enough to address your needs. Having disability insurance at work is a great start since the policy can help financially if you become sick or injured and […]