One of the most difficult decisions in long-term care planning is whether to purchase long-term care insurance (LTCI) and which product best suits your needs. On the one hand, LTCI premiums are high and they may be raised in the future. Plus, if you are in your 50’s and 60’s when purchasing policies, the need […]
Life & Health Articles
Healthcare reform is a topic that continues to dominate the news. This article provides background on the current situation, what the AIA Trust now offers to AIA members and its future plans.
Emerging professionals work hard—you apply yourself to everything you do. You thrive by embracing the changes you know life brings. Yet starting your career is only the first step toward achieving financial stability—since all of life’s events cannot be predicted. As you start your future, how do you protect your income?
Most employers provide some employee benefits for their employees. The question is which benefits do they provide and is it sufficient coverage for you and your family? Will your employee benefits cover the financial disruption a disability or illness could cause? It is important to know the answers as you prepare to review and update […]
Most people will agree that quality medical insurance is an important part of an individual’s overall health and wellness. However, there is a great deal of variance in the level of coverage offered. In addition, the level of emergency coverage and the type of emergency services included in a medical policy are significant because emergency […]
First off, do you even need life insurance? If anyone currently relies on you financially, you should have life insurance.
While disability income insurance is one of the most overlooked types of insurance, it is one of the most important. It can help provide a safety net for unexpected pitfalls in life, such as injury or illness that prevent you from performing your duties and obtaining your normal cash flow. Some frequently asked questions (FAQs) […]
Days are busy and the last thing on one’s mind is life insurance. Life insurance is protection against the unexpected to give you peace of mind that your family is taken care of if you’re no longer there. It is important because it protects what matters most to you. However, there are some common myths about […]
The AIA Trust has developed a number of new benefits for AIA members to navigate through national health reform. Check out these resources designed to help you—whether you are a firm owner, full or part-time employee, or contract worker.
If you have disability insurance at work, you may think there isn’t any reason to buy a policy on your own; however, employer disability coverage may not be enough to address your needs. Having disability insurance at work is a great start since the policy can help financially if you become sick or injured and […]