Until you are left reeling from the untimely death of a loved one, you may not fully understand or appreciate the importance of life insurance and the critical role it can play during that difficult time. Your children, spouse or significant other, parents or other family members, are the ones whose futures you want to […]
Life & Health Articles
The President’s Executive Order issued in October 2017 directed the Secretary of Labor, within 60 days, to propose regulations or guidance to expand access to health coverage by allowing more Association Health Plans (AHPs). AHPs are intended to expand access to employer-sponsored coverage and help reduce the cost of health coverage by increasing bargaining power […]
While the AIA Trust does not offer an endorsed healthcare plan, AIA members may shop and compare healthcare coverage on Healthcare.gov or shop for small firm coverage through Simply Insured. Check out the health coverage programs and numerous educational resources offered to AIA members by clicking here—to help you make the right decisions for you […]
For most architects, the idea that one could become disabled due to an illness or injury seems pretty remote. No matter how many times one may say, “It will never happen to me,” there’s no getting around the fact that it does happen—everyday—to people just like you. So what should you know about disability insurance?
One of the most difficult decisions in long-term care planning is whether to purchase long-term care insurance (LTCI) and which product best suits your needs. On the one hand, LTCI premiums are high and they may be raised in the future. Plus, if you are in your 50’s and 60’s when purchasing policies, the need […]
Healthcare reform is a topic that continues to dominate the news. This article provides background on the current situation, what the AIA Trust now offers to AIA members and its future plans.
Emerging professionals work hard—you apply yourself to everything you do. You thrive by embracing the changes you know life brings. Yet starting your career is only the first step toward achieving financial stability—since all of life’s events cannot be predicted. As you start your future, how do you protect your income?
Most employers provide some employee benefits for their employees. The question is which benefits do they provide and is it sufficient coverage for you and your family? Will your employee benefits cover the financial disruption a disability or illness could cause? It is important to know the answers as you prepare to review and update […]
Most people will agree that quality medical insurance is an important part of an individual’s overall health and wellness. However, there is a great deal of variance in the level of coverage offered. In addition, the level of emergency coverage and the type of emergency services included in a medical policy are significant because emergency […]
First off, do you even need life insurance? If anyone currently relies on you financially, you should have life insurance.