While disability income insurance is one of the most overlooked types of insurance, it is one of the most important. It can help provide a safety net for unexpected pitfalls in life, such as injury or illness that prevent you from performing your duties and obtaining your normal cash flow. Some frequently asked questions (FAQs) […]
Life & Health Articles
Days are busy and the last thing on one’s mind is life insurance. Life insurance is protection against the unexpected to give you peace of mind that your family is taken care of if you’re no longer there. It is important because it protects what matters most to you. However, there are some common myths about […]
If you have disability insurance at work, you may think there isn’t any reason to buy a policy on your own; however, employer disability coverage may not be enough to address your needs. Having disability insurance at work is a great start since the policy can help financially if you become sick or injured and […]
As a reminder to current AIA Trust insureds, the AIA Trustees after extensive due diligence chose to appoint a new administrator: Hagan Barron Intermediaries (HBI) to handle the AIA Trust insurance programs for Term Life, Disability, AD&D, Cancer Care, Hospital Income, Medicare Supplement, Health, and Long Term Care coverage. HBI is the new AIA Trust […]
Why buy life insurance? Life insurance is a smart decision for a number of reasons—not only as a financial tool to protect loved ones but also as a sound financial investment and planning tool.
The AIA Trust just launched a brand new health coverage benefit for AIA members! At the beginning of 2014, the newest and largest phase of the Affordable Care Act (ACA) emerged, raising specific issues that affect everyone, especially those who are self-employed and those with a small staff. The new service offered to AIA members—just in […]
Of course not. No one plans an accident and while it is not plausible to presume one can escape an accident, it is entirely possible to prepare for it. Most people don’t understand the importance of having accident insurance. While auto insurance helps in the event of an accident, it may not cover all the […]
No one likes to think about the misfortunes that might come our way. Whether you’re single or married, a parent or grandparent, insurance coverage can help ensure financial security for you and your loved ones. Insurance may be the key to helping safeguard your future.
The AIA Trust recently published an article about how recent legislation affects health insurance coverage options for your small firm (if you didn’t see it, click here for the article). Understanding that every firm is different, the Trustees thought it would be helpful to ask our expert to field questions from you, the AIA members […]
While the young may espouse the traditional mantra “I’m young and healthy, nothing will happen to me,” recent studies indicate that couldn’t be further from the truth. Statistics show that young adults are not as invincible as they may think. Here are some important considerations: Despite that on average, young adults are relatively healthy, there is […]