Of course not. No one plans an accident and while it is not plausible to presume one can escape an accident, it is entirely possible to prepare for it. Most people don’t understand the importance of having accident insurance. While auto insurance helps in the event of an accident, it may not cover all the […]
Life & Health Articles
No one likes to think about the misfortunes that might come our way. Whether you’re single or married, a parent or grandparent, insurance coverage can help ensure financial security for you and your loved ones. Insurance may be the key to helping safeguard your future.
The AIA Trust recently published an article about how recent legislation affects health insurance coverage options for your small firm (if you didn’t see it, click here for the article). Understanding that every firm is different, the Trustees thought it would be helpful to ask our expert to field questions from you, the AIA members […]
While the young may espouse the traditional mantra “I’m young and healthy, nothing will happen to me,” recent studies indicate that couldn’t be further from the truth. Statistics show that young adults are not as invincible as they may think. Here are some important considerations: Despite that on average, young adults are relatively healthy, there is […]
In December 2007, the sky seemingly fell on 39-year-old architect Robert Woo near ground zero while he sat in his trailer office working as associate architect on the Goldman Sachs office tower project. A crane cable snapped, dropping 7 tons of steel from a 25-floor elevation onto Woo’s trailer. Lucky to be alive at all, […]
While it is not plausible to presume one can escape an accident, it is entirely possible to prepare for it. While AIA Members can take every conceivable precaution to prevent an accidental death or injury, they still do occur. According to the 2012 Injury Facts Report by the National Safety Council, someone is injured in an […]
Many Americans are “financially prepared with life insurance” but do not have a plan in place in the event of disability. Disability can affect you financially whether married or single, a firm owner or an associate, a parent or not. Innocent little injuries and illnesses can knock someone off one’s feet for months. Big injuries […]
While the enactment of the Affordable Health Act helped close the health insurance gap for young adults (under age 26) because it allows them to remain on their parents’ policies, there is still a critical gap leaving their families at risk: being uninsured for life and disability insurance.
You may have heard of personal liability protection or “umbrella” insurance which offers additional protection to home and auto insurance. But do you know what it covers and if you really need it?
The National Safety Council now estimates that cell phone use increases auto accident risk by a factor of four. Many, if not most, company policies on the use of cell phones for enacting company business while driving ban the use of hand-held devices but make an exception for hands-free cell phone usage. This often is […]