While it is not plausible to presume one can escape an accident, it is entirely possible to prepare for it. While AIA Members can take every conceivable precaution to prevent an accidental death or injury, they still do occur. According to the 2012 Injury Facts Report by the National Safety Council, someone is injured in an […]
Life & Health Articles
Many Americans are “financially prepared with life insurance” but do not have a plan in place in the event of disability. Disability can affect you financially whether married or single, a firm owner or an associate, a parent or not. Innocent little injuries and illnesses can knock someone off one’s feet for months. Big injuries […]
While the enactment of the Affordable Health Act helped close the health insurance gap for young adults (under age 26) because it allows them to remain on their parents’ policies, there is still a critical gap leaving their families at risk: being uninsured for life and disability insurance.
You may have heard of personal liability protection or “umbrella” insurance which offers additional protection to home and auto insurance. But do you know what it covers and if you really need it?
The National Safety Council now estimates that cell phone use increases auto accident risk by a factor of four. Many, if not most, company policies on the use of cell phones for enacting company business while driving ban the use of hand-held devices but make an exception for hands-free cell phone usage. This often is […]
If you’re the parent of dependent college students living away from home, you may not be aware that your homeowners policy will cover their personal property and personal liability.
Would you or your family be financially prepared if you were seriously injured – or worse – killed in an accident? While AIA Members can take every conceivable precaution to prevent an accidental death or injury, they still occur.
You may think you need flood insurance only if you live near water. Think again. Floods can be caused by heavy rainfall, melting snow, clogged drainage systems and broken levees. All it takes is a few inches of water to cause major damage to your home and belongings.
Many Americans are financially prepared with life insurance, but do not have a plan in place in the event of disability. Disability can affect you financially whether married or single, a firm owner or an associate, a parent or not. While life insurance is very important, you should also be prepared for the possibility of […]
How can you manage anger or defuse a scary encounter on the road? An expert, Dave Melton, Transportation Safety Specialist at the Liberty Mutual Research Institute for Safety, says “Every day, thousands of drivers experience some form of road rage or aggressive driving.” Melton offers steps for avoiding a road rage situation—or getting away from […]