You may think you need flood insurance only if you live near water. Think again. Floods can be caused by heavy rainfall, melting snow, clogged drainage systems and broken levees. All it takes is a few inches of water to cause major damage to your home and belongings.
Life & Health Articles
Many Americans are financially prepared with life insurance, but do not have a plan in place in the event of disability. Disability can affect you financially whether married or single, a firm owner or an associate, a parent or not. While life insurance is very important, you should also be prepared for the possibility of […]
How can you manage anger or defuse a scary encounter on the road? An expert, Dave Melton, Transportation Safety Specialist at the Liberty Mutual Research Institute for Safety, says “Every day, thousands of drivers experience some form of road rage or aggressive driving.” Melton offers steps for avoiding a road rage situation—or getting away from […]
In the wake of the nation’s current economic challenges, more employees are reevaluating their benefits and are looking to their employers to help them with their financial security. It may be surprising that in that same survey, 65 percent of employees say other insurance benefits (life, dental, disability, vision, etc.) are important factors to keeping […]
How do you ensure your family maintains their standard of living if they have to live without you and without your income? When there isn’t enough life protection, surviving loved ones often face very difficult circumstances, having to take out loans, move to smaller, less expensive housing, work additional jobs or longer hours, or forego […]
While parking lots may not be the most hazardous places to drive, they can be the most unpredictable. Parking lots can be as open as the plains of the Midwest or as bumper-to-bumper as a city street during rush hour. Drivers seem to suspend their good judgment when looking for a parking space. Some consider […]
How long would your business survive if you were temporarily disabled? Or what if an employee suffers a disabling accident or illness? The financial consequences can be quite serious. According to the Council for Disabilities website, the risk of disability during the working years is ever-present; almost one-third of Americans entering the work force today […]
Most insurance does not cover all of the costs to treat cancer. Even with Medicare or private major medical plans, one must pay some of the bill. For some of the simpler Type One cancers, one’s share may run into thousands of dollars.
Disabilities happen every day. According to the Disability Status Report published in 2010 by Cornell University, 40.4% of Americans between the age of 21 and 64 with a disability are unemployed. While these are not things we like to hear and talk about, these are numbers we cannot and should not ignore. Many people believe […]
Safe driving and accident prevention may help to ensure your safety, yet you can still be the victim of someone else’s mistake. Accidents kill someone every 4 minutes in America according to the 2010 Injury Facts report by the National Safety Council. In fact, accidents are the leading cause of death for adult Americans under […]