Whether you are considering a savings plan for retirement or have already established one, the principal of asset allocation is critical to successful retirement investing. Asset allocation is the way in which investments are distributed in a portfolio among different types of assets or asset classes. While it is a simple concept, proper asset allocation […]
Webinars are an easy and quick way for you to learn what you need to know — no matter where you are. In 2018, there will be a number of free webinars scheduled that may be just what you need.
In recent years, many retirement plan sponsors have enhanced retirement plans by introducing target-date funds* (TDFs) to bolster employees’ retirement readiness. Target-date funds typically invest in a variety of investments selected for those who plan to retire during the target date year. Whether you’re an architect participating in a retirement plan or a firm owner […]
Most architectural firm owners and managers must address critical priorities in addition to the business of architecture. These include managing taxes, attracting and rewarding valued employees, and establishing a long-term strategy to ensure their own financial security. Fortunately, as a firm owner, you have an option that could help to address all those goals: sponsoring […]
Many Architects who are actively planning for retirement in the next 5 to 10 years are members of the Baby Boomer generation. The Baby Boomer generation is defined as those born between 1946 and 1964 and there are an estimated 76 million Baby Boomers in the United States based on the 17th Annual Transamerica Retirement […]
A new year is an excellent time to consider how you’re doing financially and set goals for the year ahead. Pursuing your goals may be easier when you focus on one specific priority each month. This calendar of ideas will stimulate your thinking about dollars-and-cents objectives.
Millennials can potentially have a comfortable standing for retirement. Many may believe they will never accumulate a million dollars in their lifetime because they face significant financial burdens, particularly as architectural students and emerging professionals. However, millennials can start saving early, gradually increase contributions to their plans, and achieve a comfortable retirement.
There are many threats to our future, and many are beyond our control, but we hedge against them. We rely on our military to protect us from national security threats. We rely on the FDA to protect us from foodborne pathogens and the CDC to protect us from communicable diseases. We each pay for all […]
The AIA will soon require that you “opt in” to any emailed subscription you receive. While many readers of the AIA Trust quarterly newsletter, Managing Your Risks, have subscribed, some members receive it based on their status as a firm owner or manager. To ensure you continue to receive the quarterly risk management newsletter, sign […]
Now that tax season is over, it is an ideal time to take a closer look at your financial structure and tidy up where needed. Here is an easy way to help you get on track for your future.