The AIA Trust knows that it’s a confusing time for healthcare coverage – so we now provide quarterly healthcare updates in our newsletter – read the latest update by clicking here (and if you haven’t yet subscribed, sign up for free by clicking here). At this time, the AIA Trust does not offer an endorsed healthcare plan but continues to monitor the marketplace and will publish updates on any new opportunities for members that arise. In the meantime…
Click here for a list of the 10 questions you should ask when buying healthcare coverage – or, review these 7 questions to consider when buying or renewing healthcare coverage.
AIA members may shop and compare healthcare coverage for small firms through Simply Insured or shop on Healthcare.gov; see links below. These are not endorsed group programs so the AIA Trust has no input into rates or benefits; some exclusions may apply. Ancillary programs are offered to supplement your healthcare coverage.
Next Open Enrollment: November 1 – December 15, 2019
Simply Insured Firm Coverage
A service aimed at small firms of 2 to 50 employees. Employers may investigate and analyze health care plans and expenses including deductibles, out-of-pocket, premiums, prescription drugs, etc. Licensed in 50 states, thousands of insurers participate; however, they do not quote insurance in MN, ND, SD, VT, HI, DC.
Healthcare Information & Resources
The passage of comprehensive health care reform in March 2010 continues to raise many questions. The AIA Trust has compiled a list of resources about how requirements may impact your healthcare coverage and your firm. As information becomes available, the AIA Trust will update these resources.
While you can’t predict the future, you can prepare for it. The Cancer Care plan helps you with the financial stress of being diagnosed with a covered cancer by paying cash benefits that you can use to help pay out-of-pocket medical expenses, mortgage, bills, travel, lodging – or anything you want – the choice is yours. The Cancer Care plan, offered by Aflac – an A.M.Best A+ rated insurer, helps you and your family during a difficult time to focus on what’s important: getting well.
Hospital Advantage Plan
Extra costs can accrue quickly if you find yourself in a sudden health crisis. Even with health insurance coverage, a major illness takes a financial toll. The Hospital Advantage offered by Aflac – an A.M.Best A+ rated insurer, is a supplemental plan that offers you cash benefits to help lighten the financial burden. Three different coverage levels allows you to choose coverage for the following:
- Physician Visits
- Major Diagnostic Exams
- Ambulance Transportation
- No pre-certification or network requirements
- Initial Hospitalization
- Hospital Confinement
In addition, for members 65 or older, Group Medicare Supplement plans give you solid protection against today’s high medical bills while protecting your freedom to choose your doctor at the same time. For more information, contact HBI at 877-867-1892.
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