|
Term Life Insurance Policies
Explained
Term Life Insurance covers an individual
for a specified period of time, ranging from one year to several
years. It is payable to the beneficiary only if the insured dies
within that specified time period. Individuals purchase term life
insurance for a variety of reasons, including lower premiums than
permanent insurance (because there is no cash value), mortgage
protection, and coverage during child rearing years.
Most Term Life Insurance policies can be renewed
for one or more terms, regardless of any health changes. However,
premiums may increase each time the policy is renewed and some
policies expire when the insured reaches a certain age. Some
companies will grant you the option of keeping the policy in force
for a guaranteed period of time at the same rate each year. This
option typically carries a higher premium and usually requires the
individual to pass a physical examination.
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How Much Life Insurance Do I
Need?
We should remember that life insurance is
primarily not for us- it is for the loved ones we will leave
behind. How much annual income will your family need to continue
their lifestyle when you are no longer with them?
To determine how much life insurance you need,
consider the following Remaining Expenses:
- How much is needed to take care of immediate expenses such as
burial costs, medical payments, estate tax settlements etc.?
- How much will be needed annually for continuing mortgage
payments, car payments, real estate taxes, college tuition, and
daily living expenses such as food, clothing, traveling etc.?
- What other annual expenses you are responsible for and are
presently contributing towards?
To avoid over-insurance you need to consider the
following Sources of Income:
- How much annual investment income will continue?
- How much annual income will my spouse receive?
- What is the value of any assets such as savings, CDs, etc.
that will be liquidated?
- What is the value of any other current life insurance in
force?
With these factors considered, you can
determine how much annual income your family will need generated
from any life insurance proceeds.
Your individual needs will vary based on your
circumstances. For more information, please call the toll-free AIA
Trust hotline 1-800-255-8215 between Monday and Friday, 8 a.m. to
5 p.m. Central time.
For a further in depth discussion on how much life
insurance you need, we suggest you consult one of the many
independent resources available, such as The Life and Health
Insurance Foundation for Education. They are a non-profit
independent source for information on this topic, which includes
an interactive needs calculator. http://www.life-line.org/life/index.html.
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How Much Will It Cost?
- Click
here for a printable Annual Premium Rate Chart per $1.000 of
coverage for AIA Trust 10-Year Level Term Life Insurance in
amounts from $100.000 up to $240,000 [for males].
- Click
here for a printable Annual Premium Rate Chart per $1.000 of
coverage for AIA Trust 10-Year Level Term Life Insurance in
amounts from $100.000 up to $240,000 [for females].
- Click
here for a printable Annual Premium Rate Chart per $1.000 of
coverage for AIA Trust 10-Year Level Term Life Insurance in
amounts from $250.000 up to $490,000 [for males].
- Click
here for a printable Annual Premium Rate Chart per $1.000 of
coverage for AIA Trust 10-Year Level Term Life Insurance in
amounts from $250.000 up to $490,000 [for females].
- Click
here for a printable Annual Premium Rate Chart per $1.000 of
coverage for AIA Trust 10-Year Level Term Life Insurance in
amounts from $500.000 up to $1,000,000 [for males].
- Click
here for a printable Annual Premium Rate Chart per $1.000 of
coverage for AIA Trust 10-Year Level Term Life Insurance in
amounts from $500.000 up to $1,000,000 [for females].
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How Do I Apply for Coverage?
Click
Here for a printable application for AIA Trust 10-Year
Level Term Life Insurance. Please refer to the plan information
below for a complete description of the program.
Click Here for a printable Supplemental
Application for Preferred Rates for AIA Trust 10-Year Level Term
Life Insurance. Please refer to the plan information below for a
complete description of the program.
Applications must be completed, signed and
returned by mail to:
AIA Trust Insurance Program
C/o Affinity Insurance Services, Inc.
300 S. Wacker Dr. 7th Floor
Chicago, Illinios 60606
Or
If you wish, you can contact one of our
representatives directly at the AIA Trust hotline 1-800-255-8215
– Mon-Fri 8AM-5PM Central Time.
Before completing an application, be sure to
review the plan information for eligibility, options and a
complete description of the coverage. This coverage is only
available to active dues paying AIA members.
Coverage cannot be bound or made effective until
review, underwriting and approval of your completed application by
the insurance company. Click here to
view Affinity Insurance Services License Information.
To view the rates and application above, you will
need Adobe® Acrobat® Reader. Adobe®
Acrobat® Reader is a free, and freely distributable
software that lets you view and print Portable Document Format
(PDF) files. Click on the icon below to download a copy.
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What If...?
What if something happens to me?
What if my family is left alone with no income?
What if I become terminally ill?
All good questions. And the best answer: 10-Year
Level Term Life Insurance from AIA Trust and New York Life. It's
how to prepare yourself for the unexpected—for as little as $0.31
a day.* AIA Trust is proud to introduce a new, highly competitive,
10-year level term life insurance policy that allows members to
apply up to $1,000,000 in coverage.
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Why Do I Need Insurance?
10-Year Level Term provides coverage that can help you and your
family safeguard your financial future. Proceeds can be used to:
pay mortgages and other debts, fund your children's college
education, cover "keyman" term life insurance, care for aging
parents... and your family's many other needs.
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What Is 10-Year Level Term
Insurance?
10-Year Level Term Insurance was designed to help protect you from
unnecessary financial burdens and ensure your family's security
over a 10-year period. Initial premiums are guaranteed to remain
level for the first ten years. Coverage can be continued
thereafter at reasonable rates.
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How Much Coverage Can I Get?
If you're under age 60 and an AIA member... you can apply for
coverage from $100,000—up to as much as $1,000,000. Coverage is
also available for your spouse (up to half of your benefit amount
to a maximum of $500,000, as long as he or she is under age 60) in
units of $10,000. And you may get $5,000 of coverage for your
unmarried, dependent children, ages 15 days to 25 years. (Please
note: Coverage is available only to residents of the United
States, Puerto Rico and Canada, except Quebec.)
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Who Will Be My Beneficiary?
You can choose anyone you wish as your beneficiary and also change
your beneficiary at any time by written request. That person will
receive all the proceeds of your coverage in the event of your
death. (It could be a family member or a close friend.) You are
automatically the beneficiary for your dependent's coverage. If
you wish, you can name another beneficiary for your spouses'
coverage.
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What Is The "Living
Benefit?"
The Living Benefit allows you to collect up to 50% of your
AIA-commended life insurance benefit if you are terminally ill,
with less than 12 months to live. You can spend your Living
Benefit any way you want... to handle medical expenses, purchase
conveniences, or take care of bills piling up at home. Your
beneficiary is still protected and will collect the remainder of
your life benefit upon your death. To qualify, a terminally ill
insured must provide New York Life with proof of terminal illness
and anticipated life expectancy (12 months or less), as well as
any other medically necessary information requested. For
additional details and limitations, please see the Certificate of
Insurance.
Please note that receipt of accelerated death
benefits may affect eligibility for public assistance programs and
may be taxable. Prior to applying for accelerated death benefits,
insureds should consult with the appropriate social services
agency, and assistance should be sought from a qualified tax
provider.
Minnesota residents must be under age 65 to
qualify. The accelerated death benefit is not available to
residents of Massachusetts.
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Will My 10-Year Level Term
Insurance Be Canceled If I Get Ill Later On?
Absolutely not. Your AIA Trust 10-Year Level Term Insurance is
yours, regardless of your health, provided that:
- you remain a member of The AIA,
- you pay your premiums when they are due,
- the group contract remains in effect,
- you're under age 70.
(All dependent coverage ends for your spouse: upon
divorce or legal separation; for a dependent child: at marriage,
attainment of age 25 or when the child ceases to be dependent upon
you; for any other dependent: when your coverage ends or if
dependent premiums are not paid.)
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Are There Any
Exclusions/Limitations?
Your AIA Trust Life benefit is payable in the event of your death
from any cause except suicide during the first 24 months of
coverage. However, if suicide is committed during the first 24
months, we will refund the premiums paid to the date of death.
Missouri Residents: benefits will not be paid for suicide within
the first two years of coverage if New York Life can show that
suicide was intended at the time of application.
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How Soon Can My 10 Year
Level Term Insurance Go Into Effect?
Your insurance will become effective the first day of the month
following the approval of your application, provided premium is
paid within 31 days of the date billed, and any person to be
insured is performing the normal activities of a person in good
health of like age on the later of the date of approval or the
date the contribution is paid. (Your dependents' coverage takes
effect when your coverage begins, when the dependent is eligible
or on the first of the month following approval of the dependents'
application and receipt of premium payment, whichever is later.)
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What Is My Rate Based On
During the First 10 Years?
If you're healthy and lead a healthy lifestyle, you may qualify
for our Preferred rates at substantial savings over our already
low standard and select rates. And it's available in coverage
amounts from $100,000 to $1,000,000.
Preferred rates are not available for individuals
who smoke, who have high-risk occupations or hobbies like
skydiving or scuba-diving.
Remember, even if you can't qualify for preferred
rates, you may still be eligible for our very affordable standard
or select rates. Either way, you get quality life insurance
coverage at a low price!
To determine if you qualify, simply fill out and
return the Preferred Supplemental Application with the primary
application.
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Are There Volume Discounts?
If you request amounts of $250,000 to $499,000 you'll receive a
volume discount. There is an additional volume discount for
amounts between $500,000 and $1,000,000. These discounts have a
significant impact on reducing your insurance costs.
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What Are My Renewal Rates?
Premium contributions for the first 10 years are guaranteed not to
change. Rates after the first 10 years will be annually renewable
based on your then-attained age. Coverage will be renewed
automatically regardless of your health. You also have the option
to apply for another 10-year level plan. Eligibility is subject to
evidence of insurability.
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Right To Change Benefits,
Rates Or Terminate This Plan
Changes to the group policy are subject to agreement between New
York Life and AIA Trust. Rates after the first 10 years may be
changed by New York Life on any premium due date and on any date
on which benefits are changes, but can only be done on a class
wide basis. The Policyholder or New York Life may terminate the
plan on any premium due date by giving 90 days advance notice.
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DON'T SEND ANY MONEY NOW!
Right now, you're just saying "Maybe." It's important you're 100%
satisfied with The AIA Trust 10-Year Level Term Life insurance
Plan before you say "Yes."
So... after we get your application... and if it's
approved... we'll send you a Certificate of Insurance. When you
receive it, look it over. Take a full 30 days. If you like what
you see, then say "yes" by sending your check. If instead it's
"no," just return the Certificate. No further discussion is
needed. (All applications are subject to evidence of insurability
satisfactory to New York Life. The company reserves the right to
decline coverage for any applicant who does not meet its
underwriting requirements.)
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If You Have Any Questions:
Just dial your AIA TOLL FREE insurance information hot line at 1-800-255-8215
and a customer service representative will be happy to assist you.
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What If I Want Less Than
$100,000?
The AIA offers a plan for those members who want to purchase
amounts less than $100,000. The plan is age-banded and rates
increase when one reaches the next age band. The bands are in
5-year increments. If you are interested, please contact a
representative at the above toll-free number.
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Please Retain This Medical
Information Bureau Pre-notification For Your Records
How New York Life underwrites your request for coverage:
Information regarding insurability will be treated as
confidential. In considering whether the persons in your request
for insurance qualify for coverage we will rely on the medical
information you provide, and on the information you authorize us
to obtain from your doctor, other medical practitioners and
facilities, other insurance companies to which you have applied
for insurance, and MIB, Inc. (Medical Information Bureau). New
York Life will, not disclose such information to anyone except
those you authorize or where required or permitted by law. We may
make a brief report to MIB; however, we will not disclose our
underwriting decision. Information in our files may be seen by New
York Life and Plan Administration employees, but only on a "need
to know" basis in considering your request. Upon receipt of all
requested information we will make a determination as to whether
your request for insurance can be approved. MIB is a non-profit
organization of life insurance companies which operates an
information exchange on behalf of its members. When you apply for
insurance or submit a claim for benefits to an MIB member company
medical or non medical information may be given to the Bureau,
which may then be furnished to member companies. Upon written
request to New York Life or MIB you will be provided with
non-medical information; medical information, however will be
given only to a physician you designate. If you question the
accuracy of the information provided by MIB, you may contact the
MIB and seek a correction. If we cannot provide the coverage you
request, we will tell you why. If you feel our information is
inaccurate, you will be given a chance to correct or complete the
information in our files. For U.S. residents, your request is
handled in accordance with the Fair Credit Reporting Act
procedures. MIB's information office is at P.O. Box 105, Essex
Station, Boston, Massachusetts O2112, telephone (617) 426-3660. If
we can provide the coverage you requested we will inform you as to
when such coverage will be effective. Under no circumstances will
coverage be effective prior to this date. Payment of a premium
contribution with your application does not mean there is any
insurance in force before the effective date as determined by New
York Life. Please retain this disclosure notice for your files.
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AIA Trust 10-Year Level Term
Life Insurance Rates
|
Annual Premium per $1.000
of coverage for AIA Trust 10-Year Level Term Life Insurance
from $100.000 up to $240,000 [for males]
|
|
Annual Premium per $1.000
of coverage for AIA Trust 10-Year Level Term Life Insurance
from $100.000 up to $240,000 [for females]
|
|
Age
|
Preferred
|
Select
|
Standard
|
|
Age
|
Preferred
|
Select
|
Standard
|
|
20
|
0.69
|
0.78
|
1.90
|
|
20
|
0.62
|
0.71
|
1.62
|
|
21
|
0.69
|
0.78
|
1.90
|
|
21
|
0.62
|
0.71
|
1.62
|
|
22
|
0.69
|
0.78
|
1.90
|
|
22
|
0.62
|
0.71
|
1.62
|
|
23
|
0.69
|
0.78
|
1.90
|
|
23
|
0.62
|
0.71
|
1.62
|
|
24
|
0.69
|
0.78
|
1.91
|
|
24
|
0.62
|
0.71
|
1.62
|
|
25
|
0.69
|
0.78
|
1.91
|
|
25
|
0.62
|
0.71
|
1.62
|
|
26
|
0.69
|
0.78
|
1.92
|
|
26
|
0.62
|
0.71
|
1.62
|
|
27
|
0.69
|
0.78
|
1.92
|
|
27
|
0.62
|
0.71
|
1.62
|
|
28
|
0.69
|
0.78
|
1.93
|
|
28
|
0.62
|
0.71
|
1.63
|
|
29
|
0.69
|
0.78
|
1.95
|
|
29
|
0.62
|
0.71
|
1.63
|
|
30
|
0.69
|
0.78
|
1.96
|
|
30
|
0.62
|
0.71
|
1.66
|
|
31
|
0.69
|
0.78
|
1.96
|
|
31
|
0.62
|
0.71
|
1.66
|
|
32
|
0.69
|
0.78
|
1.96
|
|
32
|
0.62
|
0.71
|
1.66
|
|
33
|
0.69
|
0.78
|
1.96
|
|
33
|
0.62
|
0.71
|
1.66
|
|
34
|
0.69
|
0.78
|
1.96
|
|
34
|
0.62
|
0.71
|
1.66
|
|
35
|
0.69
|
0.78
|
2.02
|
|
35
|
0.62
|
0.71
|
1.69
|
|
36
|
0.70
|
0.81
|
2.11
|
|
36
|
0.63
|
0.73
|
1.77
|
|
37
|
0.72
|
0.84
|
2.24
|
|
37
|
0.67
|
0.76
|
1.90
|
|
38
|
0.76
|
0.87
|
2.38
|
|
38
|
0.70
|
0.80
|
2.05
|
|
39
|
0.80
|
0.92
|
2.58
|
|
39
|
0.73
|
0.85
|
2.24
|
|
40
|
0.84
|
0.97
|
2.78
|
|
40
|
0.77
|
0.89
|
2.40
|
|
41
|
0.88
|
1.03
|
3.04
|
|
41
|
0.82
|
0.96
|
2.58
|
|
42
|
0.94
|
1.11
|
3.34
|
|
42
|
0.87
|
1.02
|
2.76
|
|
43
|
1.00
|
1.18
|
3.68
|
|
43
|
0.94
|
1.10
|
2.98
|
|
44
|
1.06
|
1.28
|
4.05
|
|
44
|
1.00
|
1.17
|
3.19
|
|
45
|
1.16
|
1.38
|
4.43
|
|
45
|
1.05
|
1.25
|
3.43
|
|
46
|
1.26
|
1.49
|
4.87
|
|
46
|
1.12
|
1.31
|
3.68
|
|
47
|
1.37
|
1.62
|
5.34
|
|
47
|
1.17
|
1.39
|
3.95
|
|
48
|
1.47
|
1.76
|
5.84
|
|
48
|
1.23
|
1.47
|
4.24
|
|
49
|
1.61
|
1.91
|
6.36
|
|
49
|
1.30
|
1.55
|
4.53
|
|
50
|
1.75
|
2.09
|
6.88
|
|
50
|
1.38
|
1.66
|
4.83
|
|
51
|
1.90
|
2.27
|
7.39
|
|
51
|
1.47
|
1.75
|
5.14
|
|
52
|
2.04
|
2.46
|
7.88
|
|
52
|
1.58
|
1.86
|
5.46
|
|
53
|
2.20
|
2.68
|
8.40
|
|
53
|
1.69
|
1.97
|
5.79
|
|
54
|
2.40
|
2.91
|
8.98
|
|
54
|
1.81
|
2.10
|
6.13
|
|
55
|
2.59
|
3.17
|
9.65
|
|
55
|
1.93
|
2.25
|
6.48
|
|
56
|
2.82
|
3.44
|
10.40
|
|
56
|
2.04
|
2.40
|
6.79
|
|
57
|
3.04
|
3.73
|
11.19
|
|
57
|
2.16
|
2.55
|
7.09
|
|
58
|
3.32
|
4.05
|
12.09
|
|
58
|
2.27
|
2.74
|
7.41
|
|
59
|
3.63
|
4.42
|
13.15
|
|
59
|
2.42
|
2.93
|
7.82
|
Click here for a printable Annual Premium
Rate Chart per $1.000 of coverage for AIA Trust 10-Year Level
Term Life Insurance in amounts from $100.000 up to $240,000 [for
males].
|
|
Click here for a printable Annual Premium
Rate Chart per $1.000 of coverage for AIA Trust 10-Year Level
Term Life Insurance in amounts from $100.000 up to $240,000 [for
females].
|
Back to Top
|
Annual Premium per $1.000
of coverage for AIA Trust 10-Year Level Term Life Insurance
from $250,000 up to $490,000 [for males]
|
|
Annual Premium per $1.000
of coverage for AIA Trust 10-Year Level Term Life Insurance
from $250,000 up to $490,000 [for females]
|
|
Age
|
Preferred
|
Select
|
Standard
|
|
Age
|
Preferred
|
Select
|
Standard
|
|
20
|
0.46
|
0.55
|
1.65
|
|
20
|
0.40
|
0.48
|
1.39
|
|
21
|
0.46
|
0.55
|
1.65
|
|
21
|
0.40
|
0.48
|
1.39
|
|
22
|
0.46
|
0.55
|
1.65
|
|
22
|
0.40
|
0.48
|
1.39
|
|
23
|
0.46
|
0.55
|
1.65
|
|
23
|
0.40
|
0.48
|
1.39
|
|
24
|
0.46
|
0.55
|
1.67
|
|
24
|
0.40
|
0.48
|
1.39
|
|
25
|
0.46
|
0.55
|
1.67
|
|
25
|
0.40
|
0.48
|
1.39
|
|
26
|
0.46
|
0.55
|
1.68
|
|
26
|
0.40
|
0.48
|
1.39
|
|
27
|
0.46
|
0.55
|
1.68
|
|
27
|
0.40
|
0.48
|
1.39
|
|
28
|
0.46
|
0.55
|
1.69
|
|
28
|
0.40
|
0.48
|
1.40
|
|
29
|
0.46
|
0.55
|
1.70
|
|
29
|
0.40
|
0.48
|
1.40
|
|
30
|
0.46
|
0.55
|
1.72
|
|
30
|
0.40
|
0.48
|
1.41
|
|
31
|
0.46
|
0.55
|
1.72
|
|
31
|
0.40
|
0.48
|
1.41
|
|
32
|
0.46
|
0.55
|
1.72
|
|
32
|
0.40
|
0.48
|
1.41
|
|
33
|
0.46
|
0.55
|
1.72
|
|
33
|
0.40
|
0.48
|
1.41
|
|
34
|
0.46
|
0.55
|
1.72
|
|
34
|
0.40
|
0.48
|
1.41
|
|
35
|
0.46
|
0.55
|
1.78
|
|
35
|
0.40
|
0.48
|
1.45
|
|
36
|
0.47
|
0.58
|
1.86
|
|
36
|
0.41
|
0.51
|
1.53
|
|
37
|
0.48
|
0.60
|
1.98
|
|
37
|
0.43
|
0.53
|
1.65
|
|
38
|
0.51
|
0.64
|
2.13
|
|
38
|
0.47
|
0.57
|
1.81
|
|
39
|
0.53
|
0.69
|
2.32
|
|
39
|
0.51
|
0.61
|
1.98
|
|
40
|
0.57
|
0.74
|
2.53
|
|
40
|
0.54
|
0.66
|
2.14
|
|
41
|
0.61
|
0.80
|
2.78
|
|
41
|
0.59
|
0.72
|
2.32
|
|
42
|
0.69
|
0.87
|
3.07
|
|
42
|
0.64
|
0.78
|
2.50
|
|
43
|
0.76
|
0.94
|
3.40
|
|
43
|
0.70
|
0.86
|
2.71
|
|
44
|
0.83
|
1.04
|
3.76
|
|
44
|
0.76
|
0.93
|
2.93
|
|
45
|
0.92
|
1.13
|
4.14
|
|
45
|
0.82
|
1.00
|
3.16
|
|
46
|
1.00
|
1.24
|
4.56
|
|
46
|
0.88
|
1.07
|
3.40
|
|
47
|
1.09
|
1.38
|
5.03
|
|
47
|
0.93
|
1.15
|
3.66
|
|
48
|
1.17
|
1.51
|
5.51
|
|
48
|
0.99
|
1.23
|
3.94
|
|
49
|
1.28
|
1.65
|
6.02
|
|
49
|
1.05
|
1.30
|
4.23
|
|
50
|
1.40
|
1.82
|
6.53
|
|
50
|
1.12
|
1.40
|
4.52
|
|
51
|
1.55
|
2.01
|
7.03
|
|
51
|
1.21
|
1.50
|
4.82
|
|
52
|
1.72
|
2.20
|
7.51
|
|
52
|
1.32
|
1.61
|
5.14
|
|
53
|
1.90
|
2.40
|
8.02
|
|
53
|
1.42
|
1.72
|
5.47
|
|
54
|
2.10
|
2.63
|
7.38
|
|
54
|
1.55
|
1.85
|
5.79
|
|
55
|
2.32
|
2.89
|
9.24
|
|
55
|
1.67
|
1.98
|
6.14
|
|
56
|
2.54
|
3.16
|
9.97
|
|
56
|
1.78
|
2.13
|
6.45
|
|
57
|
2.77
|
3.41
|
10.75
|
|
57
|
1.88
|
2.28
|
6.74
|
|
58
|
3.03
|
3.74
|
11.64
|
|
58
|
2.01
|
2.47
|
7.05
|
|
59
|
3.34
|
4.10
|
12.67
|
|
59
|
2.15
|
2.66
|
7.45
|
Click here for a printable Annual Premium
Rate Chart per $1.000 of coverage for AIA Trust 10-Year Level
Term Life Insurance in amounts from $250.000 up to $490,000 [for
males].
|
|
Click here for a printable Annual Premium
Rate Chart per $1.000 of coverage for AIA Trust 10-Year Level
Term Life Insurance in amounts from $250.000 up to $490,000 [for
females].
|
Back to Top
|
Annual Premium per $1.000
of coverage for AIA Trust 10-Year Level Term Life Insurance
from $500,000 up to $1,000,000 [for males]
|
|
Annual Premium per $1.000
of coverage for AIA Trust 10-Year Level Term Life Insurance
from $500,000 up to $1,000,000 [for females]
|
|
Age
|
Preferred
|
Select
|
Standard
|
|
Age
|
Preferred
|
Select
|
Standard
|
|
20
|
0.41
|
0.51
|
1.59
|
|
20
|
0.35
|
0.44
|
1.33
|
|
21
|
0.41
|
0.51
|
1.59
|
|
21
|
0.35
|
0.44
|
1.33
|
|
22
|
0.41
|
0.51
|
1.59
|
|
22
|
0.35
|
0.44
|
1.33
|
|
23
|
0.41
|
0.51
|
1.59
|
|
23
|
0.35
|
0.44
|
1.33
|
|
24
|
0.41
|
0.51
|
1.60
|
|
24
|
0.35
|
0.44
|
1.33
|
|
25
|
0.41
|
0.51
|
1.60
|
|
25
|
0.35
|
0.44
|
1.33
|
|
26
|
0.41
|
0.51
|
1.61
|
|
26
|
0.35
|
0.44
|
1.33
|
|
27
|
0.41
|
0.51
|
1.61
|
|
27
|
0.35
|
0.44
|
1.33
|
|
28
|
0.41
|
0.51
|
1.63
|
|
28
|
0.35
|
| 
