When your wallet is lost or stolen, it’s tough not to fear the worst—credit card fraud and identity theft. But you can hold the panic at bay by acting quickly and taking a few preventative measures that help protect your credit and reduce your liability.
The Quarterly eNewsletter of The AIA Trust — July 2018
As architects continue to face economic challenges in the architectural and broader economic community, merger and acquisition activity is again increasing in the design firm world. Unfortunately, concerned more about clients and culture, too many firms wait until the last minute to consult with their insurance advisor. This is a bad mistake that can cost […]
Safe driving and accident prevention may help to ensure your safety, yet you can still be the victim of someone else’s mistake. Accidents kill someone every 4 minutes in America according to the 2010 Injury Facts report by the National Safety Council. In fact, accidents are the leading cause of death for adult Americans under […]
You’ve probably heard a version of the proverbial saying: “nothing is certain except death and taxes.” And we all know, as unpleasant as both are, they are inevitable. That’s why it was surprising when a recent study revealed that only 44 percent of all American households have life insurance—the key financial security to protect loved […]
You may be dreaming of spring, but don’t forget the cold, hard facts: Old Man Winter still has plenty of time to deliver a deadly blizzard or ice storm. It’s important to protect yourself during late-season snowstorms—so follow these tips if you lose power in your home or are stranded in your car.
The shared-risk/shared-profit collaborative nature of Integrated Project Delivery results in many aspects of the relationship being defined contractually. But it is unclear how courts will construe the provisions of multi-party agreements with extensive waivers of rights, unusual limitations on risk, and blurring of responsibilities. The delivery system, with its emphasis on contractual liability rather than […]
If an employee suffers a disabling accident or illness, the financial consequences can be quite serious. According to the Council for Disabilities website, the risk of disability during the working years is ever-present; almost one-third of Americans entering the work force today will become disabled before they retire. The AIA Trust has worked with Unum […]
Working as an independent contractor can provide flexibility and benefits not available to employees. Hiring independent contractors can potentially save an employer plenty on taxes and benefits. You may be able get the same productivity for less money and fewer administrative and cost issues. However, now more than ever before, independent contractors and the employers […]