Today more than ever, the primary responsibility for saving and planning for retirement seems to have shifted to the individual, yet many have not adjusted their behavior in response to this change. As a result, a large portion of the population is unprepared for future retirement. With the 2008 stock market meltdown, declining prices in […]
The Quarterly eNewsletter of The AIA Trust —April 2018
Every firm has documents that should be destroyed, not simply discarded. Documents must be destroyed because firms need to maintain confidentiality when dealing with employee, client or business records that contain personal or proprietary information. Furthermore, firms need to develop a formal document destruction policy that includes a schedule that is adhered to consistently.
As the new year begins, now may be a good time to review your insurance coverage to make sure you’re financially prepared for the future. Most financial experts recommend reviewing your insurance coverage on an annual basis to make sure you have appropriate protection for you, your family, your earning power, and your business. Plus, […]
Safe driving and accident prevention may help to ensure your safety, yet you can still be the victim of someone else’s mistake.
Design firms are increasingly seeking opportunities internationally, expanding into foreign countries through a local client or a U.S. client with business abroad. Tapping new markets makes sense but before delving into a new arena, design firms should educate themselves to properly understand the laws, standards, and local industry practices that govern the projects on which […]
Perhaps like many architects, you sometimes take a complacent attitude toward your retirement planning. “It’ll take care of itself,” you say or, “It’s too much of a hassle to change my plan or start a new one.” Finding time to plan for your future may be difficult while you’re busy running your firm, but it’s […]
Storms, especially hurricanes, can cause catastrophic damage along coasts and several hundred miles inland. They also trigger deadly floods, tornadoes, landslides and torrential rains. The tips below can help you, your family, and your firm prepare for a variety of natural disasters.
Long-term care insurance is a relatively new type of insurance coverage that transfers the risk of needing expensive, long-term care services to an insurance company. Although there are many things to consider when purchasing a long-term care policy, the following are the ten most important considerations: