Confused over the differences between Long Term Disability Insurance (LTD) and Business Overhead Expense Insurance (BOE)? While both plans provide a monthly benefit if you are disabled and unable to work, the purposes are very different: LTD provides a monthly benefit to cover your personal expenses while you are disabled, whereas BOE provides a monthly […]
The Quarterly eNewsletter of The AIA Trust —October 2018
If you’re like many architects, you have strong discipline in how you work with your clients and manage your firm and career. Why not apply a similar discipline when it comes to saving for your future?
The AIA Trust just published two guides that address some of the unique design issues associated with each of these growing areas of design and construction: marijuana facilities and craft breweries.
Floods can happen anywhere—more than 20 percent of flood claims come from properties outside the high-risk flood zone according to FEMA. Architects are impacted by flood through exposures at their offices, their homes and their client’s properties. So it’s important to understand what flood insurance covers—and what it does not cover—and what you need for […]
Wondering how to outsmart travel woes? Easy answer: quality insurance coverage. Whether planning the vacation trip of a lifetime or traveling the world for your architectural firm, AIA members can now travel worry-free with two types of insurance plans offering special member rates:
Condominium work for developers, construction managers, contractors, and design firms continues to be strong after being scarce following the 2008 economic collapse. Many millennials and other first time buyers can and want to invest in condo units in urban areas. And renting is less attractive to a maturing class of residential market participants as they […]
If you’ve worked hard, been successful and gained the trust of your superiors, you may at some point in your career receive an invitation to become a principal in your firm. While it may seem like evidence of your overall success, there are upsides and downsides to an ownership role and you should thoroughly understand […]
Whether you are considering a savings plan for retirement or have already established one, the principal of asset allocation is critical to successful retirement investing. Asset allocation is the way in which investments are distributed in a portfolio among different types of assets or asset classes. While it is a simple concept, proper asset allocation […]