New Pricing May Yield More Retirement Savings

Tough economic times have descended upon us all and at this point it is very likely that anyone with a retirement plan has re-assessed his or her investment strategy.

As an employer sponsoring a qualified retirement plan, it is also imperative that you assess other facets of your program in order to plan more effectively. Can you possibly tweak your plan contribution design to be more cost-effective or are there ways to cut down on some administrative costs, for example?

The AIA Members Retirement Program has introduced a new tiered pricing model that will allow you to kick off the new year with potentially lower costs surrounding your plan. Effective January 1, 2009, the program expense charge that plan participants pay will be lowered as overall plan assets reach stated breakpoints. Participants in plans that have not yet reached any of the breakpoints will remain on the current program expense charge schedule with no increase.

As always, the AIA Members Retirement Program continues to provide participants with the tools they need to meet their retirement goals. Now participating members have the opportunity to get all-inclusive, comprehensive services for less fees—including access to knowledgeable Account Executives, a web site with up-to-date information on their account, comprehensive quarterly statements and confirmation notices, a well-diversified line-up of investment options, and much more.

The AIA Trust with the AXA Equitable Members Retirement Program is committed to keeping costs affordable, delivering a turnkey program with a diverse selection of investment options and a wide range of services designed to minimize the amount of time and money spent managing the program. From set-up through administration, member participants have access to dedicated professionals experienced in retirement planning to assist them every step of the way.

If you are interested in learning more about the new tiered pricing or would like more information on the AIA Members Retirement Program, please call us at 800-523-1125 ext. 6654 or visit us at www.axa-equitable.com/mrp.

The Members Retirement Program is funded by a group variable annuity contract issued and distributed by AXA Equitable Life Insurance Company (NY, NY).