According to a report by the National Association of Insurance Commissioners, as baby boomers age, they will have to deal with one of the largest financial risks of their generation: the overwhelming majority of elderly Americans will require long-term care (LTC) in their lifetimes.
Life & Health Articles
The Affordable Care Act (ACA) annual Open Enrollment period begins on November 1, 2019 and runs through December 15, 2019. Whether you purchase health insurance through the ACA exchanges or obtain it through your employer, open enrollment is a good time to review your current coverage and determine if any changes should be made to […]
On June 13, new regulations were released from the Federal Government which are intended to expand the use of Healthcare Reimbursement Arrangements (HRAs). HRAs are a type of account-based health plan that employers can use to reimburse employees for their medical care expenses.
If you travel for your job or for pleasure – or both – travel assistance services are important to consider so you don’t lose your financial investment in your travel plans – or your life. But do you know what travel insurance really covers? There are two principal types of travel assistance service plans which […]
Everyone’s situation is different. Mine began recently with a bunch of firsts: my first job, my first apartment and my first life insurance plan. I am now 25, single with no children, some disposable income – and life insurance coverage.
Assuring quality long term care for a loved one is far more complex than simply arranging for care and figuring out how to fund it. There are many legal and financial issues and obstacles that arise. While insurance is a key component to funding long term care, assuring quality care and dealing with the legal […]
With everyone busier than ever, most of us are seeking a balance between our work and our personal lives. Technology now enables extensive communications and thereby opportunities that didn’t exist years ago. Nearly every practicing architect engages in some form of “virtual practice” today because responsibilities require it. So, is an entirely virtual practice now […]
Confused over the differences between Long Term Disability Insurance (LTD) and Business Overhead Expense Insurance (BOE)? While both plans provide a monthly benefit if you are disabled and unable to work, the purposes are very different: LTD provides a monthly benefit to cover your personal expenses while you are disabled, whereas BOE provides a monthly […]
Wondering how to outsmart travel woes? Easy answer: quality insurance coverage. Whether planning the vacation trip of a lifetime or traveling the world for your architectural firm, AIA members can now travel worry-free with two types of insurance plans offering special member rates:
Until you are left reeling from the untimely death of a loved one, you may not fully understand or appreciate the importance of life insurance and the critical role it can play during that difficult time. Your children, spouse or significant other, parents or other family members, are the ones whose futures you want to […]