Many people assume that life insurance is only for married couples and those with kids. While it is true that all single people may not need life insurance, there are some important reasons to consider it.
Life & Health Articles
Now that 2020 is here, the next Affordable Care Act (ACA) annual Open Enrollment period will begin November 1, 2020 and run through December 15, 2020. Please note that some states have more expansive open enrollment periods: https://www.healthinsurance.org/faqs/what-are-the-deadlines-for-obamacares-open-enrollment-period/. In addition, you may be eligible for a special enrollment period if you experience a qualifying life […]
According to a report by the National Association of Insurance Commissioners, as baby boomers age, they will have to deal with one of the largest financial risks of their generation: the overwhelming majority of elderly Americans will require long-term care (LTC) in their lifetimes.
The Affordable Care Act (ACA) annual Open Enrollment period begins on November 1, 2019 and runs through December 15, 2019. Whether you purchase health insurance through the ACA exchanges or obtain it through your employer, open enrollment is a good time to review your current coverage and determine if any changes should be made to […]
On June 13, new regulations were released from the Federal Government which are intended to expand the use of Healthcare Reimbursement Arrangements (HRAs). HRAs are a type of account-based health plan that employers can use to reimburse employees for their medical care expenses.
If you travel for your job or for pleasure – or both – travel assistance services are important to consider so you don’t lose your financial investment in your travel plans – or your life. But do you know what travel insurance really covers? There are two principal types of travel assistance service plans which […]
Everyone’s situation is different. Mine began recently with a bunch of firsts: my first job, my first apartment and my first life insurance plan. I am now 25, single with no children, some disposable income – and life insurance coverage.
Assuring quality long term care for a loved one is far more complex than simply arranging for care and figuring out how to fund it. There are many legal and financial issues and obstacles that arise. While insurance is a key component to funding long term care, assuring quality care and dealing with the legal […]
With everyone busier than ever, most of us are seeking a balance between our work and our personal lives. Technology now enables extensive communications and thereby opportunities that didn’t exist years ago. Nearly every practicing architect engages in some form of “virtual practice” today because responsibilities require it. So, is an entirely virtual practice now […]
Confused over the differences between Long Term Disability Insurance (LTD) and Business Overhead Expense Insurance (BOE)? While both plans provide a monthly benefit if you are disabled and unable to work, the purposes are very different: LTD provides a monthly benefit to cover your personal expenses while you are disabled, whereas BOE provides a monthly […]