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Life & Health Articles

July 2019 Healthcare Update

On June 13, new regulations were released from the Federal Government which are intended to expand the use of Healthcare Reimbursement Arrangements (HRAs). HRAs are a type of account-based health plan that employers can use to reimburse employees for their medical care expenses.

Travel Insurance: What is Covered?

If you travel for your job or for pleasure – or both – travel assistance services are important to consider so you don’t lose your financial investment in your travel plans – or your life.  But do you know what travel insurance really covers? There are two principal types of travel assistance service plans which […]

Healthcare Update: April 2019

While there is not yet an association group health insurance plan that the AIA Trust can offer to AIA members, the AIA Trust continues to monitor healthcare insurance reform to identify potential future offerings.

Healthcare Update: January 2019

As we enter 2019, there is not yet an association group plan nor any customized health plans that the AIA Trust can offer to AIA members—but the AIA Trust is continuing to monitor the situation in the event that changes.

Why I Purchased Life Insurance at 25

Everyone’s situation is different. Mine began recently with a bunch of firsts: my first job, my first apartment and my first life insurance plan. I am now 25, single with no children, some disposable income – and life insurance coverage.

Healthcare Update: October 2018

While there is not currently an association group plan nor customized health plan that the AIA Trust can offer to AIA members, there is some cause for optimism. 

Solving the Long Term Care Puzzle

Assuring quality long term care for a loved one is far more complex than simply arranging for care and figuring out how to fund it. There are many legal and financial issues and obstacles that arise. While insurance is a key component to funding long term care, assuring quality care and dealing with the legal […]

Healthcare Coverage Update

As of June 2018, there is not yet an association group plan nor customized health plans that the AIA Trust can offer to AIA members—but the AIA Trust is continuing to monitor the situation in the event that changes. The continuing Affordable Care Act (ACA) still defines only two ways in which someone can purchase private insurance: […]

Achieving Virtual Work-Life Balance

With everyone busier than ever, most of us are seeking a balance between our work and our personal lives. Technology now enables extensive communications and thereby opportunities that didn’t exist years ago. Nearly every practicing architect engages in some form of “virtual practice” today because responsibilities require it. So, is an entirely virtual practice now […]

What Kind of Disability Coverage Do You Need?

Confused over the differences between Long Term Disability Insurance (LTD) and Business Overhead Expense Insurance (BOE)? While both plans provide a monthly benefit if you are disabled and unable to work, the purposes are very different: LTD provides a monthly benefit to cover your personal expenses while you are disabled, whereas BOE provides a monthly […]