One of the most harrowing experiences I’ve ever had was during the sixth month of my pregnancy. My husband was out late, hadn’t called, and I was, of course, angry at his thoughtlessness. But this very evening, he had misjudged a bend in a rural, mountain road—and plummeted off the side of it into a […]
Life & Health Articles
The Coronavirus currently dominates the healthcare discussion in the United States and around the world. Large insurance carriers have announced policies regarding out-of-pocket expenses and what is covered – and there are expert suggestions on where we might go from here.
AIA Trust insurance programs are making efforts to assist AIA member insureds during this uncertain time. For example, New York Life Insurance Company has temporarily extended premium payment periods to ensure that impacted members continue to remain insured even if they are having difficulty making premium payments now. AIA members under age 50 can now […]
Many people assume that life insurance is only for married couples and those with kids. While it is true that all single people may not need life insurance, there are some important reasons to consider it.
Now that 2020 is here, the next Affordable Care Act (ACA) annual Open Enrollment period will begin November 1, 2020 and run through December 15, 2020. Please note that some states have more expansive open enrollment periods: https://www.healthinsurance.org/faqs/what-are-the-deadlines-for-obamacares-open-enrollment-period/. In addition, you may be eligible for a special enrollment period if you experience a qualifying life […]
According to a report by the National Association of Insurance Commissioners, as baby boomers age, they will have to deal with one of the largest financial risks of their generation: the overwhelming majority of elderly Americans will require long-term care (LTC) in their lifetimes.
The Affordable Care Act (ACA) annual Open Enrollment period begins on November 1, 2019 and runs through December 15, 2019. Whether you purchase health insurance through the ACA exchanges or obtain it through your employer, open enrollment is a good time to review your current coverage and determine if any changes should be made to […]
On June 13, new regulations were released from the Federal Government which are intended to expand the use of Healthcare Reimbursement Arrangements (HRAs). HRAs are a type of account-based health plan that employers can use to reimburse employees for their medical care expenses.
If you travel for your job or for pleasure – or both – travel assistance services are important to consider so you don’t lose your financial investment in your travel plans – or your life. But do you know what travel insurance really covers? There are two principal types of travel assistance service plans which […]
Everyone’s situation is different. Mine began recently with a bunch of firsts: my first job, my first apartment and my first life insurance plan. I am now 25, single with no children, some disposable income – and life insurance coverage.