Individual and Employee Plans
The AIA Trust understands that most things in your life depend on your ability to earn an income. If a disabling injury or illness stops your ability to work, how will you pay your mortgage, household bills, and business expenses if you can no longer work? Will you have to dip into your savings or other assets? With the potential risk and so much financial uncertainty surrounding a disability, why not help protect yourself and your assets?
Disability Income Insurance Plan*
Help strengthen your disability coverage with up to $6,000 in monthly benefits (which may be tax-free if purchased with your own funds but consult your tax advisor) if a covered injury or illness prevents you from working.
Business Overhead Expense Insurance Plan*
As a business owner, if you suffered a covered disability, this plan can help you pay major office expenses like employee salaries, rent, business loans, utilities, professional membership fees, insurance premiums and other monthly business bills.
Employee Disability Insurance Plan
The Employee Disability helps to attract and retain the best employees by offering the best benefit package at competitive group rates. Considering the cost of lost wages due to long term illness or injury, your employee’s benefit package should definitely include disability coverage.
Short Term Disability Insurance Plan
If you become disabled in the future and cannot continue to work for a short period of time, do you have the means to cover all your monthly expenses like your mortgage, car payment and even groceries for several months? Aflac’s Short Term Disability plan helps you cover your day-to-day living expenses while you get healthy. You can choose the coverage that is right for you:
- A comfortable price that considers your income and your monthly benefit amount;
- The number of days before the benefit kicks in;
- How long you’ll want the benefit to last;
- Optional rider to increase your coverage.
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*Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy Form GMR. Click “View Details” to learn more about each plan features, costs, eligibility, renewability, exclusions and limitations.
DI Plans 10/19