According to the Employee Benefit Research Institute, the number of participants making contributions to defined contribution plans has declined from 65% in 2009 to 60% in 2010, to 59% in 2011, and 58% in 2012 as cited in the 2012 Retirement Confidence Survey. This is no surprise to many small business owners like architects, some […]
The Quarterly eNewsletter of The AIA Trust —April 2019
When your application form is received by your insurance company, underwriters and actuaries look at a number of factors to assess your firm’s potential risk, including your firm’s size, billings, location, clients, services provided, and project types. A study was conducted in 2011 to determine other important factors to which underwriters can look when assessing […]
If you’re the parent of dependent college students living away from home, you may not be aware that your homeowners policy will cover their personal property and personal liability.
Would you or your family be financially prepared if you were seriously injured – or worse – killed in an accident? While AIA Members can take every conceivable precaution to prevent an accidental death or injury, they still occur.
You may think you need flood insurance only if you live near water. Think again. Floods can be caused by heavy rainfall, melting snow, clogged drainage systems and broken levees. All it takes is a few inches of water to cause major damage to your home and belongings.
A joint venture is essentially a partnership, but only for a specific, and usually limited, purpose. Both partnership agreements and joint venture agreements usually allocate responsibility and compensation between or among the parties. Comprehensive joint venture agreements also address issues such as determining fault for performance that is deficient and establishing obligations for rectifying harm […]