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The Quarterly eNewsletter of The AIA Trust —April 2020

Are Annuities A Good Thing?

As an architect saving towards retirement, you know that employer-sponsored plans, such as 401(k)s and IRAs, are the best ways to invest for retirement. While both are good options, if you’ve already maxed out your contributions to those accounts and want to save more, an annuity may be a good investment to investigate.

What You Need to Know About Business Continuity Planning

When running a firm, you need a business continuity plan to ensure orderly leadership transition in case one or more key people leave, no matter the reason. Leaders, whether owners or managers, may leave because of retirement, death, a disagreement over strategy, or a job opportunity at another firm. Planning is crucial — and an […]

Blockchain: 5 Things to Know Now

While the conventional wisdom around blockchain is that it’s a technology only affecting financial markets, design and construction stakeholders ought to pay attention to new developments, too. If you don’t, you risk falling behind on an important trend that potentially presents a competitive challenge for your firm. 

Why I Purchased Life Insurance at 25

Everyone’s situation is different. Mine began recently with a bunch of firsts: my first job, my first apartment and my first life insurance plan. I am now 25, single with no children, some disposable income – and life insurance coverage.

401(k) Time Is Now

As we begin a new year, many architects will set priorities and goals – especially those who own their own firms. The time is now to set up your 401(k) Plan – to achieve your personal financial goals and for your employees to achieve theirs.

Walking the Thin Line on Indemnification

With increasing frequency, architects and other design professionals are being asked (and in some cases, even required) to sign agreements in which they undertake to indemnify their clients against any loss that the clients may suffer in connection with projects for which the design professionals have provided services. In some cases, the indemnification clause is […]