The Affordable Care Act (ACA) annual Open Enrollment period begins on November 1, 2019 and runs through December 15, 2019. Whether you purchase health insurance through the ACA exchanges or obtain it through your employer, open enrollment is a good time to review your current coverage and determine if any changes should be made to your coverage.
The website for more information and enrollment is www.healthcare.gov. The website gives information on a call center where you may call to ask a question, start or finish an application, compare plans, or enroll – as well as find local people and organizations who can also help you to apply, pick a plan, and enroll.
Please note that some states have more expansive open enrollment periods: https://www.healthinsurance.org/faqs/what-are-the-deadlines-for-obamacares-open-enrollment-period/
As noted in the July Healthcare update, beginning January 1, 2020, employees will be able to use employer-funded Individual Coverage HRAs (ICHRAs) to buy individual-market insurance, including insurance purchased on the public exchanges. For more information, please see our July AIA Trust newsletter issue by clicking here.
Insurers have been slow to enter the association health insurance market and there are no healthcare plans with association group pricing that would include the many sole proprietors and small firms which are comprised of AIA members. The AIA Trust continues to monitor healthcare insurance reform to identify any potential future healthcare coverage options and will continue to publish quarterly healthcare updates.