Tokio Marine/Houston Casualty/Avemco/US Specialty

2300 Clayton Road, Suite 1100
Concord, CA 94520
Visit Website

How to Access



Internal Employed Underwriters


A.M. Best Company Rating: A+
Insurer Financial Size Category: XIV
Continuous Years Providing Coverage in A/E Marketplace: 32

Where Licensed to Write/Carrier Admitted

50 States/DC: YES
U.S. Territories: NO
Worldwide: YES


Admitted in all except Surplus in VT, AK, LA, NY, CT

Carrier: Admitted

Benefits Offered

Risk Management Education Program Credits
Premium Credits (other)

Other Benefits:

  • Contract Review Services
  • Risk Management Library on website
  • Premium Credits with Experience or Education
  • Conference Calls with Underwriters offered during the application process if requested

Special Coverage

Prior Acts

Other Special Coverage:

  • Prior Acts – will generally adopt the retroactive date from the prior carrier, if any.
  • Design Build firms eligible for professional liability coverage
  • Construction Management services eligible for professional liability coverage
  • Extended Reporting Period (Tail) coverage options up to 36 months built into policy form.
  • Project or Client Specific Excess coverage is available.
  • Network Security and Privacy Liability available
  • Other coverage available through related entities include:  Employment Practices Liability Insurance, Kidnap and Ransom insurance, Key Person Disability, and Special Event Liability.

Underwriting Restrictions

Type of Projects
Location of Projects
Restrictions on percentage of multifamily and/or condominiums

Special Exclusions / Conditions


Deductibles and Limits

Minimum Deductible: $2500
Maximum Deductible: $250,000
Coverage Limits: $5,000,000