New AIA Trust Administrator: HBI

As a reminder to current AIA Trust insureds, the AIA Trustees after extensive due diligence chose to appoint a new administrator: Hagan Barron Intermediaries (HBI) to handle the AIA Trust insurance programs for Term Life, Disability, AD&D, Cancer Care, Hospital Income, Medicare Supplement, Health, and Long Term Care coverage. HBI is the new AIA Trust administrator effective January 1, 2015. A notice of this change in administrators was sent in November to policyholders and will be enclosed again with the first 2015 premium invoice. Read more »

Risk Management on International Projects

For every project that an architectural firm undertakes, the greatest probability of an unfavorable outcome is that the firm will not be properly compensated for the services performed and the value it added to the project for the client. On international projects, there is also the risk that the firm will not be able to comply with the government-mandated insurance requirements to meet contractual responsibilities. Another risk is that even an insurance policy that does meet contractual requirements might not pay on the firm’s behalf in the way the firm anticipates. Read more »

Encouraging Employee 401(k) Savings

Offering a 401(k) retirement plan for your practice to participate in is a great benefit. Getting your employees to appreciate and take advantage of this benefit is often a challenge. However, a retirement plan with engaged, informed and participating employees is a successful retirement plan. Read more »

Why Buy Term Life Insurance?

Why buy life insurance? Life insurance is a smart decision for a number of reasons—not only as a financial tool to protect loved ones but also as a sound financial investment and planning tool. Read more »

How to Digitally Archive Your Home

Most people accumulate many possessions over the years. In the case of a loss or theft, this makes having a home inventory essential. You never know when disaster might strike—within minutes, cherished or valuable goods could be ruined. Keeping an archive of your belongings will accelerate the process of replacing damaged property. It will also help you make better decisions about the insurance coverage you need before a disaster strikes. An inventory of your belongings is important for homeowners and renters alike. Read more »

NEW AIA MEMBER HEALTHCARE BENEFIT!

The AIA Trust just launched a brand new health coverage benefit for AIA members!

At the beginning of 2014, the newest and largest phase of the Affordable Care Act (ACA) emerged, raising specific issues that affect everyone, especially those who are self-employed and those with a small staff. The new service offered to AIA members—just in time for Open Enrollment starting November 15th—helps you to answer your questions about how to assess your own personal situation, identify what plans are available to you on both public and private exchanges as well as their respective coverage and costs, determine whether you (or your employees) qualify for any premium tax subsidies and how that works. For coverage starting in 2015, the Open Enrollment period is November 15, 2014 through February 15, 2015 to enroll in a Qualified Health Plan. Read more »