The AIA Trust just launched a brand new health coverage benefit for AIA members!

At the beginning of 2014, the newest and largest phase of the Affordable Care Act (ACA) emerged, raising specific issues that affect everyone, especially those who are self-employed and those with a small staff. The new service offered to AIA members—just in time for Open Enrollment starting November 15th—helps you to answer your questions about how to assess your own personal situation, identify what plans are available to you on both public and private exchanges as well as their respective coverage and costs, determine whether you (or your employees) qualify for any premium tax subsidies and how that works. For coverage starting in 2015, the Open Enrollment period is November 15, 2014 through February 15, 2015 to enroll in a Qualified Health Plan. Read more »

Bodily Injury Claims: More Shock than Severity

When a claim is brought against an architectural firm alleging that an injury or death was caused by the firm’s negligence, the firm suffers its own kind of trauma. Bodily injury cases invariably cause internal strife and force the firm to question its services. Often, a firm feels singled out for punishment, abused by the legal process, and sullied by the mere allegation. Reputation and productivity are both challenged. However, bodily injury claims, while distressing, are neither common nor costly when measured by insurance payments. Read more »

In 90 Minutes, Learn How-Tos for a Successful Architectural Practice

Starting your own firm is a challenge; structuring it to survive is a formidable task. Architects contemplating starting their own professional practices as well as those who have created their firms recently need to know the practical, professional, ethical, legal, and insurance issues that a new firm faces. You can now learn what you need to do to start and run a successful architectural practice by investing 90 minutes of your time in a free webinar on this topic with experienced architects who are running successful firms. Read more »

Time to Start a Retirement Savings Plan!

Starting a retirement savings plan is an important step for most small business owners. Yet, research shows that retirement plans are less prevalent among small employers according to LIMRA’s Market Facts Quarterly. Because a large number of US employees work for small businesses, many future retirees end up struggling financially during their retirement years. Read more »

Planning to Have an Accident?

Of course not. No one plans an accident and while it is not plausible to presume one can escape an accident, it is entirely possible to prepare for it. Most people don’t understand the importance of having accident insurance. While auto insurance helps in the event of an accident, it may not cover all the resulting problems—so accident insurance may provide a viable, low cost option to help protect one’s financial needs and those of one’s family. Read more »

Firm Owners Need to Plan for Their Own Retirement

Practice owners have a lot on their minds. There are all the administrative tasks managing a practice entails—billing, collections, keeping accounts, payroll, taxes and so forth. There are marketing and selling, hiring and supervising employees—and a thousand more. As tough as it is to keep on top of all these matters, many women who own practices have an additional set of responsibilities—caring for their homes and their families. Often, women put others’ needs ahead of their own and neglect preparing for their own future. Read more »

Fire Prevention Lessons

Fire is one of the most serious dangers in the home, and the kitchen presents the greatest risk. But wherever a fire starts, there are steps you can take to reduce the danger and help keep your family safe. Read more »