You may have heard of personal liability protection or “umbrella” insurance which offers additional protection to home and auto insurance. But do you know what it covers and if you really need it?
The Quarterly eNewsletter of The AIA Trust —April 2018
The National Safety Council now estimates that cell phone use increases auto accident risk by a factor of four. Many, if not most, company policies on the use of cell phones for enacting company business while driving ban the use of hand-held devices but make an exception for hands-free cell phone usage. This often is […]
Because driving in winter conditions is fraught with hazards such as icy roads, poor visibility and the threat of snowstorms, consider the following questions before getting behind the wheel and putting safety at risk.
The proliferation of social media has transformed the way people communicate with each other. Platforms like Facebook, LinkedIn, Twitter and Google+ allow people to post whatever strikes their fancy, sharing information with their network and by extension the whole world instantaneously. Design firms are increasingly using social media platforms as part of their business practices: […]
According to the Employee Benefit Research Institute, the number of participants making contributions to defined contribution plans has declined from 65% in 2009 to 60% in 2010, to 59% in 2011, and 58% in 2012 as cited in the 2012 Retirement Confidence Survey. This is no surprise to many small business owners like architects, some […]
When your application form is received by your insurance company, underwriters and actuaries look at a number of factors to assess your firm’s potential risk, including your firm’s size, billings, location, clients, services provided, and project types. A study was conducted in 2011 to determine other important factors to which underwriters can look when assessing […]
If you’re the parent of dependent college students living away from home, you may not be aware that your homeowners policy will cover their personal property and personal liability.
Would you or your family be financially prepared if you were seriously injured – or worse – killed in an accident? While AIA Members can take every conceivable precaution to prevent an accidental death or injury, they still occur.