Safe driving and accident prevention may help to ensure your safety, yet you can still be the victim of someone else’s mistake. Accidents kill someone every 4 minutes in America according to the 2010 Injury Facts report by the National Safety Council. In fact, accidents are the leading cause of death for adult Americans under […]
The Quarterly eNewsletter of The AIA Trust —October 2017
You’ve probably heard a version of the proverbial saying: “nothing is certain except death and taxes.” And we all know, as unpleasant as both are, they are inevitable. That’s why it was surprising when a recent study revealed that only 44 percent of all American households have life insurance—the key financial security to protect loved […]
You may be dreaming of spring, but don’t forget the cold, hard facts: Old Man Winter still has plenty of time to deliver a deadly blizzard or ice storm. It’s important to protect yourself during late-season snowstorms—so follow these tips if you lose power in your home or are stranded in your car.
The shared-risk/shared-profit collaborative nature of Integrated Project Delivery results in many aspects of the relationship being defined contractually. But it is unclear how courts will construe the provisions of multi-party agreements with extensive waivers of rights, unusual limitations on risk, and blurring of responsibilities. The delivery system, with its emphasis on contractual liability rather than […]
If an employee suffers a disabling accident or illness, the financial consequences can be quite serious. According to the Council for Disabilities website, the risk of disability during the working years is ever-present; almost one-third of Americans entering the work force today will become disabled before they retire. The AIA Trust has worked with Unum […]
Working as an independent contractor can provide flexibility and benefits not available to employees. Hiring independent contractors can potentially save an employer plenty on taxes and benefits. You may be able get the same productivity for less money and fewer administrative and cost issues. However, now more than ever before, independent contractors and the employers […]
Do you think you need flood insurance only if you live near water? Think again. Floods can be caused by heavy rainfall, melting snow, clogged drainage systems and broken levees. All it takes is a few inches of water to cause major damage to your home and belongings.
Small firms and sole proprietors don’t have the luxury of in-house counsel or retained attorneys. But small architecture firms still encounter many challenges similar to large firms when negotiating and interpreting contracts, handling disputes with clients and contractors, and a myriad of other circumstances where a lawyer may be needed. For a limited time, LegaLine […]