How can you manage anger or defuse a scary encounter on the road? An expert, Dave Melton, Transportation Safety Specialist at the Liberty Mutual Research Institute for Safety, says “Every day, thousands of drivers experience some form of road rage or aggressive driving.” Melton offers steps for avoiding a road rage situation—or getting away from […]
The Quarterly eNewsletter of The AIA Trust — July 2018
Disputes happen. Dissatisfied clients, construction firms with cost-recovery programs, injured third parties and other claimants often try to tap into the assets of professional service firms—and their insurers—to solve a real or perceived problem.
In the wake of the nation’s current economic challenges, more employees are reevaluating their benefits and are looking to their employers to help them with their financial security. It may be surprising that in that same survey, 65 percent of employees say other insurance benefits (life, dental, disability, vision, etc.) are important factors to keeping […]
How do you ensure your family maintains their standard of living if they have to live without you and without your income? When there isn’t enough life protection, surviving loved ones often face very difficult circumstances, having to take out loans, move to smaller, less expensive housing, work additional jobs or longer hours, or forego […]
While parking lots may not be the most hazardous places to drive, they can be the most unpredictable. Parking lots can be as open as the plains of the Midwest or as bumper-to-bumper as a city street during rush hour. Drivers seem to suspend their good judgment when looking for a parking space. Some consider […]
There are two kinds of clients who insist in a contract that a design professional absolutely comply with laws, regulations, codes, ordinances, standards and a plethora of other business and design constraints. First there is the client who, perhaps with strained incredulity, asks “Do you mean to tell me that you do not intend to […]
How long would your business survive if you were temporarily disabled? Or what if an employee suffers a disabling accident or illness? The financial consequences can be quite serious. According to the Council for Disabilities website, the risk of disability during the working years is ever-present; almost one-third of Americans entering the work force today […]
Most insurance does not cover all of the costs to treat cancer. Even with Medicare or private major medical plans, one must pay some of the bill. For some of the simpler Type One cancers, one’s share may run into thousands of dollars.